Spills Spot - Helping Others Win With Money

chains of debt

What I Hate Most About Debt

Most of the time I try to stay positive about our remaining student loans, but this post details the aspect I hate most about still having debt...

figure out your purpose

What’s Your Why?

You can learn all the money tips there are, but if you never apply them you won't see any positive change in your life. Before even trying to implement positive changes it's important to figure out your reason for doing so. This post discusses how to find your "why" that drives you in your life...

christmas gifts on budget

How to Give Holiday Gifts on a Budget

The holidays are a time filled with decorations, family gatherings, and festive music. However, often times the focus of the season ends up being on the giving and receiving of gifts. Read about how to find holiday gifts on a budget...

lessons from student loans

5 Reasons Why I’m Thankful for My Student Loans

I love the whole spirit of Thanksgiving, reflecting on everything we have to be grateful for. It may sound strange, but I'm actually thankful for my student loans. Read more about the positives that I've learned throughout my experience of paying off student loan debt...

pay off debt or invest

Is it Better to Pay Off Debt or Invest?

This is one of the burning questions in the personal finance community. In this post I detail the key aspects to consider for both choices of accelerating debt repayment or increasing investment contributions, and explain the decision we've employed with our own finances...

joy through generosity

Finding Joy Through Generosity

Packing up to move recently has reaffirmed that there's so much more to life than money and possessions. True joy is found through generosity and helping as many people as possible.