Helping Others Win With Money
Every day we’re bombarded with messages of how we’re missing out on something better. This fear of missing out is often wrongly linked to frugality, as people spend their money frivolously to overcompensate. Spending more money doesn’t buy more happiness, and choosing to live a frugal lifestyle doesn't mean you’re missing out on what life has to offer.
Sounds a bit harsh, doesn’t it? It may be an unpopular choice to make, but I’ve thought about this a lot, and think it would be best for all involved. First to preface, I’m not a parent. I actually just graduated college about three years ago. Admittedly, it’s possible for this decision to slowly change when I start raising a child, but for now, I think this is best...
Do you have credit card debt that you feel embarrassed by? If so, you're not alone. A recent study found that 70% of Americans think there is more of a negative stigma towards credit card debt than there is towards any other type of debt. Here are 6 helpful steps for getting rid of debt...
For many people, a tax refund is one of the highlights to their financial year. But have you ever considered WHY you’re getting a tax refund, and whether or not it actually is a good thing?
We're officially over a month into the new year! Two of the most common New Year’s resolutions that are made each year are saving more money and losing weight. At first glance these two goals seem to be completely unrelated, but after taking a closer look it becomes apparent that the steps to achieving them go hand in hand. Here are the reasons why budgeting and dieting are very similar...
We all know who they are. Maybe they’ve pulled the “I forgot my wallet” trick a few too many times. Maybe they load their plate a little too high when a free meal is provided. Or maybe they consistently ask for financial assistance without returning the favor.
Whatever the case, these habits can get extremely frustrating, and eventually lead to strained relationships. We’re talking of course about people who are cheap...
The biggest key to getting to the point of spending less than you earn is to have a well-written, detailed budget that you stick to every month. This is why you NEED to be using an online budgeting tool...
Credit cards are arguably one of the most hot-button topics of personal finance and receive tons of negative attention. Numerous financial advisors scream to flee “evil credit cards” at all costs. Bring up some of the positives that credit cards bring? You’re just asking to stir up controversy...
One of the most important aspects of personal finance is making a budget. Budgeting is a proven method to staying in control of your finances.
Often times, is the little remembered expenses that put us at risk. They are hardly noticeable, or come along so infrequently that we forget to incorporate them into our budget...
A growing trend nationwide is an increase in the cost of living. Rent prices are soaring, and people are struggling to keep up with the exorbitant prices. This unfortunate reality is even more apparent in the San Francisco Bay Area, with rent prices reaching record highs and being the highest in the country.
While prices continue to rise, more and more families are being forced to pack up their belongings and move to cheaper areas. Call them crazy, but here are some outrageous ways people are dealing with the skyrocketing cost of living...
“This year I’m going to save more money!”
Sound familiar? An extremely common New Year’s resolution, this post is designed to provide some easy hacks to make this saving challenge even more effective.
In all honesty, most of the time I tend to try to avoid spending money whenever possible. I try to avoid being wasteful and purchasing items that will eventually end up becoming meaningless clutter. There are definitely exceptions to this tendency though. I love spending my money on areas that truly matter to me...
Sadly, it’s become increasingly more common to hear stories in the news of multi-million dollar athletes reaching rock bottom and declaring bankruptcy.
With these alarming statistics and repeated news stories of athletes failing with their money, it would be easy to make the assumption that they’re all living that way. This makes the rare instances of athletes living frugally stand out...
Awhile back, a blog post on Elite Daily generated a lot of buzz across social media. In the article, author Lauren Martin dispenses the financial advice to not worry about saving money as a young person, instead “spend money on memorable nights out and enjoy your life.”
There are numerous reasons why this type of mindset is silly, but this thinking is far from uncommon in this generation.
We see it time and time again. Celebrities and athletes on top of the world, living a lavish lifestyle with countless riches at their disposal. But then, later down the road, a nightmare scenario plays out. Their fortune tapped out, prestige and respect diminished, only to be left picking up the pieces and trying to figure out where it all went wrong...
