Category: Saving
Why a Side Hustle Can Take Your Finances to the Next Level
How to Make Gourmet Meals on a Budget
How to Develop a Frugal Spidey Sense
Why Building an Emergency Fund Should Be Your First Financial Goal
Here's why building up a healthy emergency fund is important and why it should be your first financial goal to focus on...
How Much Money Should You Keep in Your Checking Account?
In order to work towards your goals, a beneficial first step is to make sure your financial setup is well organized. Part of this setup is your main checking account. How do you determine the right amount of money to keep in your checking account?
How to Give Holiday Gifts on a Budget
The holidays are a time filled with decorations, family gatherings, and festive music. However, often times the focus of the season ends up being on the giving and receiving of gifts. Read about how to find holiday gifts on a budget...
Money Lessons from Childhood & the Privilege of Having Present Parents
Thinking back on past moments helps me piece together how I've gotten to the point in my life that I'm now at. A lot of the progress in my life can be attributed to a strong foundation of money management skills that I learned throughout my childhood from my parents' example...
How We’ve Paid Off More Than Half Our $27,000 of Student Loan Debt in 10 Months
How Planning Ahead Can Save Money
Our culture is so focused on having everything immediately. On the one hand, convenience is increased and time is saved. On the other hand, its costing us all a lot of extra money. Simply planning ahead before making purchases can avoid a lot of wasted money...
9 Easy Ways to Lower Food Costs
Eating on a budget can seem daunting at first, but it doesn't need to be so difficult. Read about 9 easy ways to lower your food costs...
Don’t Be Insane, Challenge Everything
Get out of the mindset of what's "easiest" or "most comfortable" and instead, challenge everything in your budget...
How to Determine if You’re Financially Stable
Read about a variety of ways you can give yourself a "financial checkup," to see if you're financially stable...
The Quickest Way to Achieve Wealth
Remember the last time you got some unexpected cash? If you're like most Americans, your mind immediately jumped to what you could spend the money on. Learn what you can do instead, to build wealth quickly.
How I Utilize Mint for Our Monthly Budget
An inside look at how I use Mint for our monthly budgeting and how you can too with minimal effort. Most people will concede that they should know where their money is going, so why don't more people budget their expenses? This post can help tear down the hurdles that people encounter during the initial set-up...
3 Reasons You Should Care More About Personal Finance
Most people get caught up in a paycheck-to-paycheck lifestyle with no end in sight. This often occurs due to poor financial habits, and an unwillingness to learn. Many people work 40+ hours per week to make money, yet won't spend even ONE hour per week learning about how to manage it properly. Why don’t more people care about managing their money properly and adapting effective financial habits?
Is it Worth Stressing the Small Stuff?
If you happen to frequent personal finance blogs with any regularity, there’s a high probability that you come across certain advice that gets repeated numerous times. Some insist on optimizing every expense and cutting out any excess, others argue that you shouldn’t “sweat the small stuff.” Does focusing on cutting out daily $3 lattes really matter?
Discovering a New Passion + A Simple Savings Strategy
Some background about my journey in personal finance, and a simple savings strategy that I use. Small steps can mean big changes in your life...
Why Money is Important in Relationships
Money impacts all aspects of our lives in some way, whether we like it or not. However, even though money plays such a key role in our daily lives, it’s one of the most taboo subjects in conversation. For those that DO talk openly about their finances with family and trusted friends, it can be incredibly freeing. It involves being vulnerable and sharing a big part of your life, and brings you much closer to the other person...
Frugal Living is a New Mindset
We live in a society where everything is always becoming new and improved, arriving to our doorstep faster, easier to use, and simpler to understand. These services can make us become more reliant on outsourcing simple tasks and the cost tends to add up quickly. Frugal living challenges the conventional way of thinking and is a whole different mindset...