Category: General Finance

personal finance

3 Reasons You Should Care More About Personal Finance

Most people get caught up in a paycheck-to-paycheck lifestyle with no end in sight. This often occurs due to poor financial habits, and an unwillingness to learn. Many people work 40+ hours per week to make money, yet won't spend even ONE hour per week learning about how to manage it properly. Why don’t more people care about managing their money properly and adapting effective financial habits?

basic finances

5 Basic Steps to Improve Your Finances Today

There is a ton of advice out there on how you could be managing your money better. This can leave you feeling overwhelmed and discouraged. Instead of getting bogged down in unnecessary details, here are five basic steps that you should take to improve your financial situation today...

money relationships

Why Money is Important in Relationships

Money impacts all aspects of our lives in some way, whether we like it or not. However, even though money plays such a key role in our daily lives, it’s one of the most taboo subjects in conversation. For those that DO talk openly about their finances with family and trusted friends, it can be incredibly freeing. It involves being vulnerable and sharing a big part of your life, and brings you much closer to the other person...

buy happiness

Money Doesn’t Buy Happiness – But Here’s What Can

You’ve all heard the mantra “money doesn’t buy happiness.” While cliche, the sentiment behind it is completely true, but it’s also extremely simplistic.

It requires diving in deeper to the root issue. Isn’t having more money better than being broke? Sure, of course it is. The reality is, simply making more and more money is not going to increase our happiness levels. Often times, it’s the exact opposite...

proposal

6 Keys to an Unforgettable Proposal

Valentine’s Day has come and gone, but the mushy Facebook posts haven’t stopped. Why? Because now “Engagement Season” is in full swing. There are numerous types of proposals. There are those that go all out and make it look like it belongs in the movies, the low-key and simple proposals, and everything in between. What really sets a proposal apart from all the rest? 

college tuition

Why I Won’t Pay My Child’s College Tuition

Sounds a bit harsh, doesn’t it? It may be an unpopular choice to make, but I’ve thought about this a lot, and think it would be best for all involved. First to preface, I’m not a parent. I actually just graduated college about three years ago. Admittedly, it’s possible for this decision to slowly change when I start raising a child, but for now, I think this is best...

tax refund

Is Getting a Tax Refund a Good Thing?

For many people, a tax refund is one of the highlights to their financial year. But have you ever considered WHY you’re getting a tax refund, and whether or not it actually is a good thing?

rent prices

Craziest Solutions to Rising Rent Prices

A growing trend nationwide is an increase in the cost of living. Rent prices are soaring, and people are struggling to keep up with the exorbitant prices. This unfortunate reality is even more apparent in the San Francisco Bay Area, with rent prices reaching record highs and being the highest in the country.

While prices continue to rise, more and more families are being forced to pack up their belongings and move to cheaper areas. Call them crazy, but here are some outrageous ways people are dealing with the skyrocketing cost of living...

credit cards evil

No, Credit Cards Aren’t Evil

Credit cards are arguably one of the most hot-button topics of personal finance and receive tons of negative attention. Numerous financial advisors scream to flee “evil credit cards” at all costs. Bring up some of the positives that credit cards bring? You’re just asking to stir up controversy...

splurge

15 Things Worth Splurging On

In all honesty, most of the time I tend to try to avoid spending money whenever possible. I try to avoid being wasteful and purchasing items that will eventually end up becoming meaningless clutter. There are definitely exceptions to this tendency though. I love spending my money on areas that truly matter to me...