Have a Plan to Maximize Your Next Financial Windfall
Make a plan for how to utilize a financial windfall before receiving it. Think through your goals and values for what you're working towards and allocate your windfall.
Category: Budgeting
Thoughts on Dave Ramsey, the Baby Steps, & Financial Peace
A breakdown of my thoughts on Dave Ramsey's baby steps and Financial Peace. My thoughts on the areas of his teaching I agree and disagree with, for paying off debt and building wealth.
Reviewing Our 2017 Spending
A detailed look at everything we spent in 2017 and how that spending compared to 2016. Highlighting our wins and areas of improvement for the upcoming year.
15 Financial Goals to Strive For
A checklist of 15 financial goals to strive to achieve as soon as possible. Building up savings, paying off debt, investing, and more.
Avoiding Monthly Payments & Subscriptions
Avoid subscriptions and monthly payments whenever possible. We keep our budget simple by cutting back on the number of bills we pay each month.
Reducing Big Expenses vs Small Expenses
Is it better to focus on cutting back on the big expenses or small expenses in your budget? Why your mindset towards spending money is the key.
Explaining Our Decision to Finally Cut Cable
Explaining our decision to finally cut cable TV. With so many streaming options available, we negotiated our bill to cut the cord and obtain a cheaper rate.
Money Map: How We Manage Our Finances
Use a money map to display how your money comes in and flows into your various accounts, bills, and investments. This is a visual way to monitor your money.
How to Make Gourmet Meals on a Budget
How to make delicious gourmet meals without having to spend a fortune on groceries or eating out!
A Detailed Cost Breakdown of Our New York Vacation
Here's an in depth look at the costs of our recent trip to New York...
Why Building an Emergency Fund Should Be Your First Financial Goal
Here's why building up a healthy emergency fund is important and why it should be your first financial goal to focus on...
Hate Budgeting? You Should Still Know This Number
Even if you hate budgeting, one key to building financial stability is know what your baseline expenses cost. Here's how to figure out your "bare bones" budget and why it's so important...
New Simple Experiment for Tracking Grocery Expenses
A new experiment I'm testing out for tracking our grocery expenses. Will it end up being a waste of time or a worthwhile tactic?
How Much Money Should You Keep in Your Checking Account?
In order to work towards your goals, a beneficial first step is to make sure your financial setup is well organized. Part of this setup is your main checking account. How do you determine the right amount of money to keep in your checking account?
How We’ve Paid Off More Than Half Our $27,000 of Student Loan Debt in 10 Months
Read about the biggest keys to how we've been able to pay down our $27,000 of student loan debt down to $12,000 in 10 months!
Couples & Their Money – Interview
An interview post about how my wife and I handle our finances in our marriage.
How Planning Ahead Can Save Money
Our culture is so focused on having everything immediately. On the one hand, convenience is increased and time is saved. On the other hand, its costing us all a lot of extra money. Simply planning ahead before making purchases can avoid a lot of wasted money...
9 Easy Ways to Lower Food Costs
Eating on a budget can seem daunting at first, but it doesn't need to be so difficult. Read about 9 easy ways to lower your food costs...
Don’t Be Insane, Challenge Everything
Get out of the mindset of what's "easiest" or "most comfortable" and instead, challenge everything in your budget...
How I Utilize Mint for Our Monthly Budget
An inside look at how I use Mint for our monthly budgeting and how you can too with minimal effort. Most people will concede that they should know where their money is going, so why don't more people budget their expenses? This post can help tear down the hurdles that people encounter during the initial set-up...
